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About Us

The Tenet Financial Group was founded in 2006 to help our clients remove the confusion and anxiety from the retirement planning process. Our independent advisors’ representatives partner with you to ensure that your financial plan supports your overall retirement goals.

We have assembled an experienced group of planners backed by a comprehensive team of dedicated specialists and support professionals. Here are our individual stories that led us to you.


Kevin F Bultman CLU®, CHFC®, RHU®, CFP®, AIF®

President / Founder – The Tenet Financial Group

Mary Burrows

Investment Advisor Representative of H. Beck, Inc.

Max Neil Highstein, CPA, MBA

Investment Advisor Representative of H. Beck, Inc.

Seth Hammer, CPA, MBA, Ph.D.

Investment Advisor Representative of H. Beck, Inc.

Dawn James, CPA

Dawn James CPA & Co., P.A.

"To tend, unfailingly, unflinchingly, towards a goal, is the secret of success."

~ Anna Pavlova

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If you feel that your financial advisor is giving you a sales pitch, why not seek a second opinion?
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We proudly serve and are registered to sell securities in the States of States of Maryland, Missouri, Pennsylvania, Florida, Georgia. We are licensed to offer insurance in the States of Maryland, Virginia, Pennsylvania, and the District of Columbia. This is not an offer or solicitation in any other state.

Financial Advisors do not provide specific tax/legal advice and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation.

Securities and Investment Advisory offered through H. Beck, Inc.
Member FINRA, SIPC, 1301 York Road, Suite 303, Lutherville, Maryland 21093. The Tenet Financial Group is unaffiliated with H. Beck, Inc.

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