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COVID 19 - We Are Here to Help!

These are extremely challenging times for everyone. As a Certified Financial Planning Professional, I have experienced my share of market declines throughout my career. Staying focused, exercising patience and having a plan has always served one well during times like this.

Unfortunately, I’ve seen far too many people succumbing to their emotional fears and abandoning a well thought out plan. In order to help you avoid what could be a costly long-term financial mistake I am offering a 30-minute, “no-cost” personal check up call with me. Ask me any question and I will do my best to address your concerns. Sometimes a simple, reassuring conversation can go a long way to giving you peace of mind.

Click here to schedule a 30-minute, “no-cost” personal check up call with me.

May you and your family stay healthy, happy and safe!

Kevin F Bultman, CLU®, ChFC®, RHU®, CFP®, AIF®
President, The Tenet Financial Group


Are You Ready for Retirement?

Imagine having your ideal retirement plan. You have no worries about your living expenses, taxes, health care, investments, Social Security, or your estate plan. Everything is running like a finely tuned race car and you are enjoying all life has to offer. You’re living your retirement dream!

But getting there can be a real challenge.

Questions abound: Will you have to continue to work? How will a long-term care need impact your financial situation? Will you outlive your money? Are you invested correctly? Are you prepared to deal with retirement in a coordinated and knowledgeable way?

This is where The Tenet Financial Group can help. Our team of financial planners and advisors provide personalized retirement solutions that consider all aspects of the challenges you will face in retirement and help you maximize opportunities. We offer guidance, clarity of thought, and expertise to help you achieve your retirement goals.

Our objective is to take the worry out of retirement, provide you peace of mind, and most importantly, give you back your time so you can enjoy retirement on your terms.

COVID-19 Resources

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Personal Financial Questions
If you, family, friends or co-workers have questions, click here schedule a quick 15-minute, “no-cost” conversation with me at Ask Tenet.

CARES Act Resources
Small Business Administration (SBA)
US Department of Treasury

Coronavirus Resources
Center for Disease Control and Prevention (CDC)
Johns Hopkins

Are you Ready for Retirement?

10 questions to help you determine if you're ready for retirement.

Download Are you Ready for Retirement?

" As stewards of our goals, we will build a relationship with you that goes beyond traditional financial planning and results in a valuable approach that focuses on health, wealth, and living."

~ Kevin F. Bultman

President, The Tenet Financial Group

Located in Lutherville, MD, we serve individuals and families throughout Metro Baltimore including Towson, Cockeysville, Owings Mills, Hunt Valley, Bel Air, Columbia, Rockville, Bethesda, Frederick and Annapolis.



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We proudly serve and are registered to sell securities in the States of States of Maryland, Missouri, Pennsylvania, Florida, Georgia. We are licensed to offer insurance in the States of Maryland, Virginia, Pennsylvania, and the District of Columbia. This is not an offer or solicitation in any other state.

Financial Advisors do not provide specific tax/legal advice and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation.

Securities and Investment Advisory offered through H. Beck, Inc.
Member FINRA, SIPC, 1301 York Road, Suite 303, Lutherville, Maryland 21093. The Tenet Financial Group is unaffiliated with H. Beck, Inc.

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